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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,184 | $64,719+78.0% | $112,249+2.6% | $68,486+68.2% |
| Participation rate | 80.8% | 67.2%+13.6pp | 75.1%+5.7pp | 67.9%+12.9pp |
| Annual return | -8.85% | -11.40%+2.6pp | 27.48%-36.3pp | -7.85%-1.0pp |
| Employer contribution / active EE | $4,827 | $2,747+75.7% | $3,636+32.7% | $2,597+85.9% |
| Participant deferral / active EE | $1,739 | $3,565-51.2% | $4,729-63.2% | $4,028-56.8% |
| Admin fee / account holder | $2,130 | $5,232-59.3% | $6,412-66.8% | $5,404-60.6% |