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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,178 | $48,267-60.3% | $68,808-72.1% | $68,486-72.0% |
| Participation rate | 70.6% | 60.7%+9.9pp | 69.0%+1.6pp | 67.9%+2.7pp |
| Annual return | -20.06% | -12.70%-7.4pp | -6.37%-13.7pp | -7.85%-12.2pp |
| Employer contribution / active EE | $2,040 | $1,829+11.5% | $2,656-23.2% | $2,597-21.4% |
| Participant deferral / active EE | $3,516 | $2,867+22.7% | $3,942-10.8% | $4,028-12.7% |
| Admin fee / account holder | $929 | $4,362-78.7% | $4,936-81.2% | $5,404-82.8% |