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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,932 | $198,462-22.4% | $170,439-9.7% | $147,585+4.3% |
| Participation rate | 42.9% | 88.0%-45.1pp | 83.6%-40.7pp | 82.8%-40.0pp |
| Annual return | 14.44% | 257.30%-242.9pp | 205.94%-191.5pp | 578.58%-564.1pp |
| Employer contribution / active EE | $1,511 | $6,184-75.6% | $5,433-72.2% | $4,876-69.0% |
| Participant deferral / active EE | $7,714 | $5,629+37.0% | $4,939+56.2% | $5,439+41.8% |
| Admin fee / account holder | $2,857 | $16,852-83.0% | $13,881-79.4% | $10,886-73.8% |