See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS Service code 15 · EIN 36-6071399 | Recordkeeping | $57,894 |
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $38,403 |
Service code 15 · EIN 42-1484983 | Recordkeeping | $30,937 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,461 | $50,529-4.1% | $66,042-26.6% | $85,563-43.4% |
| Participation rate | 26.8% | 57.7%-30.9pp | 67.5%-40.7pp | 66.0%-39.2pp |
| Annual return | 22.81% | 18.34%+4.5pp | 52.11%-29.3pp | 31.51%-8.7pp |
| Employer contribution / active EE | $278 | $1,111-74.9% | $1,579-82.4% | $2,654-89.5% |
| Participant deferral / active EE | $1,194 | $2,768-56.9% | $2,835-57.9% | $4,375-72.7% |
| Admin fee / account holder | $446 | $1,005-55.6% | $5,747-92.2% | $834-46.5% |