Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,087 | $124,175+102.2% | $108,405+131.6% | $167,536+49.9% |
| Participation rate | 44.4% | 82.3%-37.9pp | 80.1%-35.7pp | 82.1%-37.7pp |
| Annual return | 8.66% | 1380.13%-1371.5pp | 905.55%-896.9pp | 478.82%-470.2pp |
| Employer contribution / active EE | $295 | $4,188-93.0% | $3,559-91.7% | $4,839-93.9% |
| Participant deferral / active EE | $12,220 | $6,908+76.9% | $6,563+86.2% | $6,342+92.7% |
| Admin fee / account holder | $8,957 | $9,457-5.3% | $7,297+22.8% | $12,315-27.3% |