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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,945 | $56,287+47.4% | $80,977+2.4% | $62,881+31.9% |
| Participation rate | 31.0% | 68.9%-37.9pp | 75.8%-44.8pp | 69.3%-38.3pp |
| Annual return | 28.67% | 22.13%+6.5pp | 17.11%+11.6pp | 20.14%+8.5pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,477 | $4,196+30.5% | $5,696-3.9% | $3,203+71.0% |
| Admin fee / account holder | $5,018 | $3,742+34.1% | $5,517-9.0% | $4,296+16.8% |