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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,236 | $160,028+43.9% | $147,080+56.5% | $145,884+57.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.33% | 98.60%-80.3pp | 420.17%-401.8pp | 551.85%-533.5pp |
| Employer contribution / active EE | $3,947 | $5,286-25.3% | $4,933-20.0% | $4,662-15.4% |
| Participant deferral / active EE | $9,182 | $8,422+9.0% | $8,066+13.8% | $6,690+37.3% |
| Admin fee / account holder | $2,181 | $15,030-85.5% | $12,989-83.2% | $13,392-83.7% |