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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,404 | $99,011-30.9% | $86,582-21.0% | $147,586-53.7% |
| Participation rate | 62.5% | 76.3%-13.8pp | 73.5%-11.0pp | 82.8%-20.3pp |
| Annual return | 22.60% | 1312.75%-1290.1pp | 965.08%-942.5pp | 578.59%-556.0pp |
| Employer contribution / active EE | $2,468 | $3,132-21.2% | $2,839-13.1% | $4,876-49.4% |
| Participant deferral / active EE | $3,438 | $3,972-13.5% | $3,609-4.7% | $5,439-36.8% |
| Admin fee / account holder | $1,248 | $5,709-78.1% | $4,904-74.6% | $10,886-88.5% |