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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,532 | $75,962+75.8% | $154,108-13.4% | $64,173+108.1% |
| Participation rate | 98.3% | 70.4%+27.9pp | 83.0%+15.2pp | 69.6%+28.7pp |
| Annual return | -5.46% | 30.32%-35.8pp | 735.21%-740.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $14,313 | $3,350+327.3% | $5,298+170.2% | $2,381+501.2% |
| Participant deferral / active EE | $4,927 | $3,175+55.2% | $5,081-3.0% | $3,470+42.0% |
| Admin fee / account holder | $6,390 | $5,589+14.3% | $13,411-52.4% | $4,887+30.7% |