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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,768 | $72,404-56.1% | $110,243-71.2% | $64,173-50.5% |
| Participation rate | 98.4% | 73.3%+25.1pp | 79.8%+18.6pp | 69.6%+28.9pp |
| Annual return | -6.13% | -6.29%+0.2pp | 314.76%-320.9pp | 7.63%-13.8pp |
| Employer contribution / active EE | $4,811 | $2,282+110.9% | $3,827+25.7% | $2,381+102.1% |
| Participant deferral / active EE | $10,401 | $3,469+199.8% | $4,672+122.6% | $3,470+199.8% |
| Admin fee / account holder | $2,336 | $5,664-58.8% | $8,548-72.7% | $4,887-52.2% |