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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,936 | $180,749-3.8% | $160,784+8.2% | $137,256+26.7% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 8.63% | 2234.46%-2225.8pp | 1803.92%-1795.3pp | 220.34%-211.7pp |
| Employer contribution / active EE | $1,901 | $4,155-54.2% | $3,733-49.1% | $4,156-54.3% |
| Participant deferral / active EE | $7,232 | $6,844+5.7% | $6,293+14.9% | $6,407+12.9% |
| Admin fee / account holder | $49,423 | $10,397+375.4% | $9,717+408.6% | $12,270+302.8% |