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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,294 | $106,005+188.9% | $92,239+232.1% | $147,585+107.5% |
| Participation rate | 93.3% | 80.4%+12.9pp | 76.5%+16.9pp | 82.8%+10.5pp |
| Annual return | 6.71% | 50.05%-43.3pp | 176.29%-169.6pp | 578.58%-571.9pp |
| Employer contribution / active EE | $12,669 | $4,333+192.4% | $3,680+244.3% | $4,876+159.8% |
| Participant deferral / active EE | $10,788 | $4,478+140.9% | $3,897+176.8% | $5,439+98.3% |
| Admin fee / account holder | $5,647 | $6,333-10.8% | $5,194+8.7% | $10,886-48.1% |