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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,592 | $150,446-23.2% | $136,297-15.2% | $147,585-21.7% |
| Participation rate | 95.2% | 84.4%+10.8pp | 81.9%+13.3pp | 82.8%+12.4pp |
| Annual return | 11.91% | 1049.14%-1037.2pp | 5156.19%-5144.3pp | 578.58%-566.7pp |
| Employer contribution / active EE | $2,547 | $5,256-51.5% | $4,696-45.8% | $4,876-47.8% |
| Participant deferral / active EE | $8,904 | $6,631+34.3% | $6,247+42.5% | $5,439+63.7% |
| Admin fee / account holder | $13,461 | $10,906+23.4% | $9,244+45.6% | $10,886+23.7% |