Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,387 | $76,551-43.3% | $123,894-65.0% | $62,881-31.0% |
| Participation rate | 27.3% | 73.0%-45.7pp | 81.4%-54.1pp | 69.3%-42.0pp |
| Annual return | 3.30% | 18.68%-15.4pp | 47.52%-44.2pp | 20.14%-16.8pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,962 | $4,840-18.1% | $5,984-33.8% | $3,203+23.7% |
| Admin fee / account holder | $8,081 | $4,826+67.5% | $8,357-3.3% | $4,296+88.1% |