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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,817 | $198,461-62.3% | $170,436-56.1% | $147,585-49.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 29.36% | 257.30%-227.9pp | 205.94%-176.6pp | 578.57%-549.2pp |
| Employer contribution / active EE | $13,707 | $6,184+121.7% | $5,433+152.3% | $4,876+181.1% |
| Participant deferral / active EE | $8,667 | $5,629+54.0% | $4,939+75.5% | $5,439+59.4% |
| Admin fee / account holder | $304 | $16,852-98.2% | $13,880-97.8% | $10,885-97.2% |