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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,253 | $81,276+769.0% | $155,574+354.0% | $80,925+772.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | -5.78% | 33.36%-39.1pp | 64.87%-70.6pp | 35.65%-41.4pp |
| Employer contribution / active EE | $43,771 | $3,103+1310.6% | $4,676+836.1% | $2,756+1488.1% |
| Participant deferral / active EE | $14,763 | $3,453+327.5% | $5,629+162.2% | $4,299+243.4% |
| Admin fee / account holder | $44,800 | $7,993+460.5% | $15,914+181.5% | $6,940+545.5% |