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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,253 | $81,331+768.4% | $155,534+354.1% | $80,935+772.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | -5.78% | 33.37%-39.1pp | 64.92%-70.7pp | 35.66%-41.4pp |
| Employer contribution / active EE | $43,771 | $3,105+1309.8% | $4,675+836.3% | $2,757+1487.8% |
| Participant deferral / active EE | $14,763 | $3,454+327.4% | $5,630+162.2% | $4,299+243.4% |
| Admin fee / account holder | $44,800 | $7,999+460.1% | $15,900+181.8% | $6,924+547.0% |