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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,759 | $76,368-17.8% | $67,681-7.3% | $154,746-59.4% |
| Participation rate | 0.0% | 79.0%-79.0pp | 73.7%-73.7pp | 80.7%-80.7pp |
| Annual return | 10.15% | 1066.77%-1056.6pp | 590.58%-580.4pp | 172.34%-162.2pp |
| Employer contribution / active EE | $2,356 | $3,151-25.3% | $2,678-12.1% | $4,379-46.2% |
| Participant deferral / active EE | $6,059 | $4,824+25.6% | $3,976+52.4% | $6,730-10.0% |
| Admin fee / account holder | $20,293 | $8,559+137.1% | $6,100+232.7% | $14,365+41.3% |