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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,600 | $82,674-2.5% | $125,381-35.7% | $68,486+17.7% |
| Participation rate | 82.4% | 75.1%+7.3pp | 82.4%0pp | 67.9%+14.5pp |
| Annual return | -20.23% | -5.97%-14.3pp | 572.31%-592.5pp | -7.85%-12.4pp |
| Employer contribution / active EE | $3,908 | $3,382+15.6% | $4,815-18.8% | $2,597+50.5% |
| Participant deferral / active EE | $6,883 | $6,111+12.6% | $7,448-7.6% | $4,028+70.9% |
| Admin fee / account holder | $5,861 | $6,277-6.6% | $10,007-41.4% | $5,404+8.5% |