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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,955 | $102,429-20.0% | $147,096-44.3% | $80,925+1.3% |
| Participation rate | 86.8% | 75.9%+11.0pp | 82.2%+4.7pp | 67.7%+19.2pp |
| Annual return | 11.33% | 135.02%-123.7pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $1,416 | $3,716-61.9% | $4,936-71.3% | $2,756-48.6% |
| Participant deferral / active EE | $11,050 | $6,649+66.2% | $8,071+36.9% | $4,299+157.1% |
| Admin fee / account holder | $4,677 | $7,957-41.2% | $13,005-64.0% | $6,940-32.6% |