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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,225 | $106,749-8.9% | $145,433-33.1% | $82,448+17.9% |
| Participation rate | 86.2% | 75.6%+10.6pp | 82.1%+4.1pp | 68.1%+18.1pp |
| Annual return | 16.34% | 27.59%-11.3pp | 66.58%-50.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $269 | $3,444-92.2% | $4,554-94.1% | $2,551-89.5% |
| Participant deferral / active EE | $10,743 | $6,519+64.8% | $7,897+36.0% | $4,139+159.5% |
| Admin fee / account holder | $6,377 | $8,390-24.0% | $13,129-51.4% | $7,234-11.8% |