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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,819 | $175,259+52.2% | $149,723+78.2% | $139,487+91.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.36% | 166.82%-152.5pp | 134.50%-120.1pp | 373.84%-359.5pp |
| Employer contribution / active EE | $5,846 | $5,478+6.7% | $4,821+21.3% | $4,755+23.0% |
| Participant deferral / active EE | $6,858 | $6,522+5.2% | $5,682+20.7% | $6,713+2.2% |
| Admin fee / account holder | $1,902 | $16,158-88.2% | $13,215-85.6% | $11,407-83.3% |