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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,148 | $211,239-55.0% | $178,528-46.7% | $145,877-34.8% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.39% | 30.22%-25.8pp | 27.11%-22.7pp | 551.28%-546.9pp |
| Employer contribution / active EE | $25,294 | $4,570+453.5% | $3,950+540.3% | $4,663+442.4% |
| Participant deferral / active EE | $16,091 | $6,963+131.1% | $6,278+156.3% | $6,691+140.5% |
| Admin fee / account holder | $31,696 | $12,095+162.1% | $10,419+204.2% | $13,402+136.5% |