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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,437 | $176,120+322.7% | $159,487+366.8% | $167,553+344.3% |
| Participation rate | 91.3% | 85.0%+6.4pp | 82.8%+8.5pp | 82.1%+9.2pp |
| Annual return | 13.87% | 331.95%-318.1pp | 263.71%-249.8pp | 478.89%-465.0pp |
| Employer contribution / active EE | $17,620 | $5,299+232.5% | $4,831+264.7% | $4,840+264.1% |
| Participant deferral / active EE | $18,800 | $7,752+142.5% | $7,354+155.7% | $6,343+196.4% |
| Admin fee / account holder | $860 | $12,561-93.2% | $10,804-92.0% | $12,316-93.0% |