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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,391 | $165,399-28.4% | $149,745-20.9% | $158,982-25.5% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 21.41% | 348.34%-326.9pp | 276.72%-255.3pp | 302.99%-281.6pp |
| Employer contribution / active EE | $2,726 | $5,105-46.6% | $4,646-41.3% | $4,763-42.8% |
| Participant deferral / active EE | $5,369 | $7,183-25.3% | $6,843-21.5% | $5,983-10.3% |
| Admin fee / account holder | $2,372 | $10,811-78.1% | $9,312-74.5% | $11,252-78.9% |