Retirement plan

PACIFIC COAST CONTAINER, INC. 401(K) RETIREMENT PLAN

Name: PACIFIC COAST CONTAINER, INC. - PACIFIC COAST CONTAINER, INC. 401(K) RETIREMENT PLAN (2016) Form 5500
Creator: PACIFIC COAST CONTAINER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC COAST CONTAINER, INC. 401(K) RETIREMENT PLAN, PACIFIC COAST CONTAINER, INC.

PACIFIC COAST CONTAINER, INC.EIN 94-3071486Plan #001PY 2016

432 ESTUDILLO AVENUE - SAN LEANDRO, CA 94577510-346-6100pccfs.comLinkedIn51-200 employees

Prospect flagsLow participationLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$2.8M

+18.4% from 2015

Total participants

124

-4.6% from 2015

Average account balance

$41,211

+18.4% from 2015

Annual return

11.82%

+13.72 pp from 2015

Benchmarks

See 1,015 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,015 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

46.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$257K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$31803

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PENSION DYNAMICS COMPANY LLC2+ years Service code 15 · EIN 94-2692944 2300 CONTRA COSTA BLVD., SUITE 400 · PLEASANT HILL, CA 94523	Recordkeeping	$7,300
PENSION DYNAMICS SECURITIES CORP2+ years Service code 33 · EIN 68-0440732 2300 CONTRA COSTA BLVD., SUITE 400 · PLEASANT HILL, CA 94523	Securities brokerage	$0
WELLS FARGO BANK, N.A.2+ years Service code 19 · EIN 94-1347393 1525 WEST WT HARRIS BLVD., 3C5 · CHARLOTTE, NC 28288	Securities Custodian	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$7K

$63 / participant

Contract admin$7K100.0%

% of EOY assets

0.257%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ELSENER & ELSENER, LLP, CPA
Auditor EIN: 680038828
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$41,211

$44,425-7.2%

$67,834-39.2%

$55,167-25.3%

Participation rate

52.2%

59.7%-7.5pp

68.8%-16.6pp

69.0%-16.8pp

Annual return

11.82%

17.80%-6.0pp

138.47%-126.7pp

169.23%-157.4pp

Employer contribution / active EE

$1,351-100.0%

$2,403-100.0%

$1,963-100.0%

Participant deferral / active EE

$2,205

$2,166+1.8%

$3,160-30.2%

$3,054-27.8%

Admin fee / account holder

$106

$530-80.1%

$4,622-97.7%

$504-79.0%

Provider

Service type

Compensation

PENSION DYNAMICS COMPANY LLC2+ years

Service code 15 · EIN 94-2692944

2300 CONTRA COSTA BLVD., SUITE 400 · PLEASANT HILL, CA 94523

Recordkeeping

$7,300

PENSION DYNAMICS SECURITIES CORP2+ years

Service code 33 · EIN 68-0440732

2300 CONTRA COSTA BLVD., SUITE 400 · PLEASANT HILL, CA 94523

Securities brokerage

WELLS FARGO BANK, N.A.2+ years

Service code 19 · EIN 94-1347393

1525 WEST WT HARRIS BLVD., 3C5 · CHARLOTTE, NC 28288

Securities Custodian

PACIFIC COAST CONTAINER, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC COAST CONTAINER, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion