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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,979 | $82,678+79.0% | $125,391+18.0% | $68,490+116.1% |
| Participation rate | 97.1% | 75.1%+22.0pp | 82.4%+14.7pp | 67.9%+29.2pp |
| Annual return | -23.08% | -5.97%-17.1pp | 572.41%-595.5pp | -7.85%-15.2pp |
| Employer contribution / active EE | $7,867 | $3,382+132.6% | $4,816+63.4% | $2,597+203.0% |
| Participant deferral / active EE | $10,979 | $6,111+79.7% | $7,448+47.4% | $4,028+172.6% |
| Admin fee / account holder | $11,766 | $6,277+87.4% | $10,009+17.6% | $5,403+117.8% |