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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,497 | $62,549+23.9% | $85,705-9.6% | $85,851-9.7% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.9%+30.1pp | 69.3%+30.7pp |
| Annual return | 16.16% | 23.77%-7.6pp | 21.49%-5.3pp | 318.63%-302.5pp |
| Employer contribution / active EE | $4 | $1,755-99.7% | $2,619-99.8% | $2,565-99.8% |
| Participant deferral / active EE | $1,475 | $2,802-47.4% | $3,924-62.4% | $3,952-62.7% |
| Admin fee / account holder | $1,152 | $4,644-75.2% | $6,877-83.3% | $6,261-81.6% |