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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $15,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,587 | $51,283-26.7% | $95,740-60.7% | $71,511-47.4% |
| Participation rate | 39.1% | 63.1%-24.0pp | 72.3%-33.2pp | 67.9%-28.8pp |
| Annual return | 12.86% | 25.25%-12.4pp | 28.41%-15.6pp | 28.86%-16.0pp |
| Employer contribution / active EE | $888 | $1,817-51.1% | $2,836-68.7% | $2,589-65.7% |
| Participant deferral / active EE | $1,956 | $3,365-41.9% | $4,244-53.9% | $4,291-54.4% |
| Admin fee / account holder | $103 | $1,135-91.0% | $5,676-98.2% | $1,588-93.5% |