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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,938 | $185,312+53.2% | $161,489+75.8% | $154,746+83.5% |
| Participation rate | 95.2% | 82.5%+12.8pp | 78.7%+16.5pp | 80.7%+14.5pp |
| Annual return | 13.09% | 103.84%-90.7pp | 89.72%-76.6pp | 172.34%-159.2pp |
| Employer contribution / active EE | $19,929 | $4,769+317.9% | $4,268+366.9% | $4,379+355.1% |
| Participant deferral / active EE | $14,011 | $6,350+120.7% | $5,630+148.9% | $6,730+108.2% |
| Admin fee / account holder | $15,328 | $18,654-17.8% | $16,006-4.2% | $14,365+6.7% |