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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,938 | $172,111+65.0% | $150,298+88.9% | $137,256+106.9% |
| Participation rate | 95.2% | 81.7%+13.5pp | 77.8%+17.5pp | 80.0%+15.3pp |
| Annual return | 13.09% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.2pp |
| Employer contribution / active EE | $19,929 | $4,636+329.9% | $4,154+379.7% | $4,156+379.5% |
| Participant deferral / active EE | $14,011 | $6,166+127.2% | $5,453+157.0% | $6,407+118.7% |
| Admin fee / account holder | $15,328 | $16,471-6.9% | $14,116+8.6% | $12,270+24.9% |