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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,938 | $227,399+24.9% | $189,758+49.6% | $198,609+43.0% |
| Participation rate | 95.2% | 84.0%+11.2pp | 79.8%+15.4pp | 82.4%+12.9pp |
| Annual return | 13.09% | 61.03%-47.9pp | 52.62%-39.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $19,929 | $5,526+260.6% | $4,767+318.1% | $5,055+294.2% |
| Participant deferral / active EE | $14,011 | $6,837+104.9% | $5,856+139.3% | $6,977+100.8% |
| Admin fee / account holder | $15,328 | $25,162-39.1% | $20,388-24.8% | $19,030-19.5% |