Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
NATIONWIDE1 year Service code 64 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping Fees | $7,354 |
Service code 51 · EIN 61-1758632 24 E. COTA ST. · SANTA BARBARA, CA 93101 | Investment Mgmt Fees | $4,837 |
PEERY & ASSOCIATES, INC.1 year Service code 14 · EIN 94-3274051 PO BOX 850 · PESCADERO, CA 94060 | Plan Administrator | $3,141 |
Filed as: LINCOLN FINANCIAL ADVISORS Service code 13 1301 S. CLINTON ST. · FORT WAYNE, IN 46802 | Contract Administrator | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,832 | $65,125-66.5% | $143,797-84.8% | $66,949-67.4% |
| Participation rate | 30.8% | 65.2%-34.4pp | 80.3%-49.5pp | 69.8%-39.0pp |
| Annual return | -17.06% | -11.13%-5.9pp | -0.04%-17.0pp | 1.57%-18.6pp |
| Employer contribution / active EE | $213 | $2,362-91.0% | $4,952-95.7% | $2,545-91.6% |
| Participant deferral / active EE | $1,888 | $2,920-35.3% | $5,638-66.5% | $4,239-55.5% |
| Admin fee / account holder | $307 | $503-39.0% | $14,679-97.9% | $594-48.3% |