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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,943 | $95,917-58.4% | $79,583-49.8% | $134,545-70.3% |
| Participation rate | 90.9% | 75.0%+15.9pp | 69.5%+21.4pp | 81.2%+9.7pp |
| Annual return | -22.75% | -2.70%-20.0pp | 0.16%-22.9pp | 418.37%-441.1pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,414-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,266 | $4,694+33.5% | $3,986+57.2% | $6,401-2.1% |
| Admin fee / account holder | $438 | $9,132-95.2% | $6,835-93.6% | $11,431-96.2% |