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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,634 | $85,766+71.0% | $136,297+7.6% | $70,124+109.1% |
| Participation rate | 94.3% | 74.2%+20.1pp | 81.9%+12.4pp | 69.5%+24.7pp |
| Annual return | 14.06% | 31.45%-17.4pp | 5156.19%-5142.1pp | 73.14%-59.1pp |
| Employer contribution / active EE | $8,833 | $2,966+197.8% | $4,696+88.1% | $2,342+277.1% |
| Participant deferral / active EE | $5,865 | $5,051+16.1% | $6,247-6.1% | $3,332+76.0% |
| Admin fee / account holder | $1,148 | $5,420-78.8% | $9,244-87.6% | $4,645-75.3% |