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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,372 | $202,342-29.1% | $172,752-17.0% | $152,897-6.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 63.11% | 1029.83%-966.7pp | 802.97%-739.9pp | 345.43%-282.3pp |
| Employer contribution / active EE | $7,348 | $5,858+25.4% | $5,144+42.8% | $4,764+54.3% |
| Participant deferral / active EE | $10,167 | $5,948+70.9% | $5,198+95.6% | $5,851+73.8% |
| Admin fee / account holder | $10,571 | $17,111-38.2% | $13,955-24.2% | $11,599-8.9% |