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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,523 | $72,404-44.0% | $110,243-63.2% | $64,173-36.9% |
| Participation rate | 93.3% | 73.3%+20.0pp | 79.8%+13.5pp | 69.6%+23.8pp |
| Annual return | -7.04% | -6.29%-0.7pp | 314.76%-321.8pp | 7.63%-14.7pp |
| Employer contribution / active EE | $389 | $2,282-83.0% | $3,827-89.8% | $2,381-83.7% |
| Participant deferral / active EE | $2,770 | $3,469-20.1% | $4,672-40.7% | $3,470-20.2% |
| Admin fee / account holder | $3,723 | $5,664-34.3% | $8,548-56.4% | $4,887-23.8% |