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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL TELESIS1+ years Filed as: FINANCIAL TELESIS, INC. Service code 15 · EIN 68-0279977 | Recordkeeping | $11,278 |
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,150 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,726 | $43,550-34.0% | $63,244-54.6% | $52,331-45.1% |
| Participation rate | 79.9% | 65.7%+14.2pp | 71.0%+8.8pp | 68.1%+11.8pp |
| Annual return | -0.98% | 2.03%-3.0pp | -70.31%+69.3pp | 4.54%-5.5pp |
| Employer contribution / active EE | $1,357 | $1,351+0.4% | $2,322-41.6% | $1,882-27.9% |
| Participant deferral / active EE | $3,313 | $2,254+47.0% | $2,953+12.2% | $3,022+9.6% |
| Admin fee / account holder | $78 | $387-79.8% | $5,893-98.7% | $592-86.8% |