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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,830 | $62,589-41.2% | $76,768-52.0% | $64,173-42.6% |
| Participation rate | 86.0% | 72.8%+13.2pp | 77.0%+9.1pp | 69.6%+16.5pp |
| Annual return | 3.44% | -1.95%+5.4pp | 2.43%+1.0pp | 7.63%-4.2pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,888 | $3,145+150.8% | $3,852+104.8% | $3,470+127.3% |
| Admin fee / account holder | $9,730 | $4,667+108.5% | $6,675+45.8% | $4,887+99.1% |