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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,051 | $156,398-12.4% | $147,318-7.0% | $138,895-1.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 10.78% | 78.75%-68.0pp | 70.43%-59.6pp | 145.39%-134.6pp |
| Employer contribution / active EE | $321 | $4,853-93.4% | $4,593-93.0% | $4,194-92.3% |
| Participant deferral / active EE | $2,611 | $8,237-68.3% | $7,906-67.0% | $6,396-59.2% |
| Admin fee / account holder | $11,763 | $14,976-21.5% | $13,708-14.2% | $12,562-6.4% |