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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $600,952 | $138,076+335.2% | $123,553+386.4% | $135,380+343.9% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -4.57% | 153.70%-158.3pp | 119.21%-123.8pp | 519.81%-524.4pp |
| Employer contribution / active EE | $7,984 | $5,152+55.0% | $4,628+72.5% | $4,779+67.1% |
| Participant deferral / active EE | $11,807 | $6,800+73.6% | $6,426+83.7% | $5,609+110.5% |
| Admin fee / account holder | $38,725 | $10,917+254.7% | $9,284+317.1% | $10,828+257.6% |