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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,332 | $85,766+411.1% | $136,298+221.6% | $70,126+525.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.21% | 31.46%-17.2pp | 5156.27%-5142.1pp | 73.15%-58.9pp |
| Employer contribution / active EE | $15,539 | $2,966+423.9% | $4,696+230.9% | $2,343+563.4% |
| Participant deferral / active EE | $13,705 | $5,051+171.3% | $6,247+119.4% | $3,332+311.3% |
| Admin fee / account holder | $1,135 | $5,421-79.1% | $9,244-87.7% | $4,645-75.6% |