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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $585,916 | $148,558+294.4% | $135,925+331.1% | $139,427+320.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.66% | 79.22%-69.6pp | 68.25%-58.6pp | 373.27%-363.6pp |
| Employer contribution / active EE | $12,810 | $5,244+144.3% | $4,857+163.8% | $4,752+169.6% |
| Participant deferral / active EE | $10,560 | $8,101+30.4% | $7,759+36.1% | $6,711+57.4% |
| Admin fee / account holder | $16,213 | $12,401+30.7% | $10,764+50.6% | $11,404+42.2% |