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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,169 | $138,076-86.1% | $123,553-84.5% | $135,380-85.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 4.26% | 153.70%-149.4pp | 119.21%-114.9pp | 519.81%-515.5pp |
| Employer contribution / active EE | $12,870 | $5,152+149.8% | $4,628+178.1% | $4,779+169.3% |
| Participant deferral / active EE | $2,627 | $6,800-61.4% | $6,426-59.1% | $5,609-53.2% |
| Admin fee / account holder | $1,642 | $10,917-85.0% | $9,284-82.3% | $10,828-84.8% |