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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,590 | $77,157+30.4% | $108,405-7.2% | $85,847+17.2% |
| Participation rate | 84.9% | 74.7%+10.2pp | 80.1%+4.8pp | 69.3%+15.6pp |
| Annual return | 21.01% | 44.55%-23.5pp | 905.55%-884.5pp | 318.61%-297.6pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,559-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,486 | $5,567-19.4% | $6,563-31.6% | $3,952+13.5% |
| Admin fee / account holder | $366 | $5,174-92.9% | $7,297-95.0% | $6,261-94.1% |