Retirement plan

LAUGHLIN, FALBO, LEVY & MORESI, LLP 401(K) PLAN

Name: LAUGHLIN, FALBO, LEVY & MORESI, LLP - LAUGHLIN, FALBO, LEVY & MORESI, LLP 401(K) PLAN (2017) Form 5500
Creator: LAUGHLIN, FALBO, LEVY & MORESI, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAUGHLIN, FALBO, LEVY & MORESI, LLP 401(K) PLAN, LAUGHLIN, FALBO, LEVY & MORESI, LLP

LAUGHLIN, FALBO, LEVY & MORESI, LLPEIN 94-2950919Plan #001PY 2017

555 12TH STREET, SUITE 1900 - OAKLAND, CA 94607800-767-5779lflm.comLinkedIn201-500 employeeslaw practice

Other plans on this EIN

1 filing

#005Retirement-$17.2M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$22.8M

+13.8% from 2016

Total participants

336

-4.5% from 2016

Average account balance

$75,649

+15.7% from 2016

Annual return

18.27%

+9.03 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$29.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

280

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.32M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$416

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PEN-CAL ADMINISTRATORS3+ years Service code 15 · EIN 94-2695108	Recordkeeping	$26,450
NFP RETIREMENT INC3+ years Filed as: NFP RETIREMENT, INC. Service code 26 · EIN 33-0905143	Advisory (Participants)	$7,646

Plan features & details

Pension benefit codes2E2J2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$34K

$148 / participant

Investment mgmt$8K22.4%
Other / not subdivided$26K77.6%

% of EOY assets

0.150%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARCUM LLP
Auditor EIN: 111986323
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,649

$80,753-6.3%

$136,298-44.5%

$62,293+21.4%

Participation rate

84.8%

73.5%+11.3pp

81.9%+2.9pp

69.5%+15.3pp

Annual return

18.27%

35.83%-17.6pp

5156.27%-5138.0pp

28.90%-10.6pp

Employer contribution / active EE

$2,884-100.0%

$4,696-100.0%

$2,042-100.0%

Participant deferral / active EE

$4,935

$5,164-4.4%

$6,247-21.0%

$3,169+55.7%

Admin fee / account holder

$113

$525-78.4%

$9,244-98.8%

$479-76.4%

Provider

Service type

Compensation

PEN-CAL ADMINISTRATORS3+ years

Service code 15 · EIN 94-2695108

Recordkeeping

$26,450

NFP RETIREMENT INC3+ years

Filed as: NFP RETIREMENT, INC.

Service code 26 · EIN 33-0905143

Advisory (Participants)

$7,646

LAUGHLIN, FALBO, LEVY & MORESI, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAUGHLIN, FALBO, LEVY & MORESI, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion