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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,470 | $157,304-71.7% | $141,197-68.5% | $152,909-70.9% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 8.50% | 64.34%-55.8pp | 71.41%-62.9pp | 345.46%-337.0pp |
| Employer contribution / active EE | $2,603 | $5,263-50.5% | $4,736-45.1% | $4,764-45.4% |
| Participant deferral / active EE | $5,445 | $7,111-23.4% | $6,710-18.8% | $5,851-6.9% |
| Admin fee / account holder | $10,658 | $12,126-12.1% | $10,265+3.8% | $11,601-8.1% |