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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,765 | $63,346+111.2% | $92,240+45.0% | $70,126+90.8% |
| Participation rate | 78.6% | 68.7%+9.9pp | 76.5%+2.1pp | 69.5%+9.0pp |
| Annual return | 10.39% | 530.19%-519.8pp | 176.29%-165.9pp | 73.15%-62.8pp |
| Employer contribution / active EE | $3,643 | $2,471+47.4% | $3,680-1.0% | $2,343+55.5% |
| Participant deferral / active EE | $2,678 | $2,854-6.1% | $3,897-31.3% | $3,332-19.6% |
| Admin fee / account holder | $4,455 | $3,841+16.0% | $5,194-14.2% | $4,645-4.1% |