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| Provider | Service type | Compensation |
|---|---|---|
ANDERSON & REED, LLP4 years Filed as: ANDERSON FISHER LLC Service code 26 · EIN 74-3130983 5335 MEADOWS ROAD · LAKE OSWEGO, OR 97035 | Advisory (Participants) | $63,853 |
Filed as: JOHN HANCOCK USA Service code 10 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Accounting | $1,210 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,987 | $86,225-31.6% | $146,647-59.8% | $86,821-32.1% |
| Participation rate | 88.8% | 78.0%+10.8pp | 80.1%+8.7pp | 72.3%+16.5pp |
| Annual return | 17.55% | 31.23%-13.7pp | 22.75%-5.2pp | 97.94%-80.4pp |
| Employer contribution / active EE | $4,364 | $2,392+82.4% | $4,137+5.5% | $2,406+81.4% |
| Participant deferral / active EE | $6,266 | $4,245+47.6% | $5,506+13.8% | $4,132+51.7% |
| Admin fee / account holder | $314 | $195+60.9% | $10,281-96.9% | $170+85.3% |