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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,068 | $176,105+155.6% | $159,474+182.2% | $167,536+168.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.38% | 331.91%-316.5pp | 263.68%-248.3pp | 478.82%-463.4pp |
| Employer contribution / active EE | $3,062 | $5,299-42.2% | $4,831-36.6% | $4,839-36.7% |
| Participant deferral / active EE | $12,704 | $7,751+63.9% | $7,353+72.8% | $6,342+100.3% |
| Admin fee / account holder | $2,239 | $12,559-82.2% | $10,802-79.3% | $12,315-81.8% |