Retirement plan

INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN

Name: INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT - INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN (2022) Form 5500
Creator: INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN, INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT

INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENTEIN 94-2920286Plan #001PY 2022

155 BOVET ROAD, SUITE 300 - SAN MATEO, CA 94402650-578-3420LinkedIn1-10 employeesindividual & family services

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$15.2M

+6.2% from 2021

Total participants

489

+1.5% from 2021

Average account balance

$31,593

-2.8% from 2021

Annual return

4.02%

-16.97 pp from 2021

Benchmarks

See 1,479 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,479 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$43K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

490

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.49M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
ROYAL ALLIANCE ASSOCIATES INC1 year Filed as: ROYAL ALLIANCE ASSOCIATES, INC. Service code 55	Other Commissions	$8,504
ROYAL ALLIANCE ASSOCIATES INC1 year Filed as: ROYAL ALLIANCE ASSOCIATES INC. Service code 55 10 EXCHANGE PL · JERSEY CTIY, NJ 07302	Other Commissions	$0

Plan features & details

Pension benefit codes2E2G2J2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$16K

$128 / participant

Other / not subdivided$16K100.0%

% of EOY assets

0.108%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MUN CPAS
Auditor EIN: 200276349
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,593

$60,989-48.2%

$60,906-48.1%

$66,938-52.8%

Participation rate

93.8%

74.5%+19.3pp

73.1%+20.7pp

69.8%+23.9pp

Annual return

4.02%

-9.60%+13.6pp

16.94%-12.9pp

1.58%+2.4pp

Employer contribution / active EE

$4,861

$2,661+82.7%

$2,703+79.8%

$2,545+91.0%

Participant deferral / active EE

$1,496

$3,615-58.6%

$3,814-60.8%

$4,238-64.7%

Admin fee / account holder

$34

$338-89.9%

$3,227-98.9%

$594-94.3%

Provider

Service type

Compensation

ROYAL ALLIANCE ASSOCIATES INC1 year

Filed as: ROYAL ALLIANCE ASSOCIATES, INC.

Service code 55

Other Commissions

$8,504

ROYAL ALLIANCE ASSOCIATES INC1 year

Filed as: ROYAL ALLIANCE ASSOCIATES INC.

Service code 55

10 EXCHANGE PL · JERSEY CTIY, NJ 07302

Other Commissions

INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion