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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,151 | $76,696+110.1% | $96,538+66.9% | $71,529+125.3% |
| Participation rate | 26.0% | 66.6%-40.6pp | 74.3%-48.4pp | 67.9%-41.9pp |
| Annual return | 30.47% | 48.32%-17.8pp | 35.74%-5.3pp | 28.97%+1.5pp |
| Employer contribution / active EE | $1,163 | $3,032-61.7% | $3,740-68.9% | $2,590-55.1% |
| Participant deferral / active EE | $3,141 | $3,770-16.7% | $4,880-35.6% | $4,291-26.8% |
| Admin fee / account holder | $15,200 | $2,030+648.8% | $6,737+125.6% | $1,588+856.9% |