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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,663 | $141,004-87.5% | $112,273-84.3% | $139,466-87.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.62% | 32.75%-22.1pp | 30.23%-19.6pp | 373.66%-363.0pp |
| Employer contribution / active EE | $1,962 | $4,285-54.2% | $3,431-42.8% | $4,754-58.7% |
| Participant deferral / active EE | $0 | $5,878-100.0% | $4,800-100.0% | $6,712-100.0% |
| Admin fee / account holder | $36,566 | $9,959+267.2% | $7,752+371.7% | $11,409+220.5% |